Loss Expertise And Insurance Evaluation

APERT,  through its multidisciplinary team of highly prepared and qualified engineers from diverse fields (mechanical, textile, pharmaceutical, electronics, civil engineering, economics, administration and work safety), guarantees the quality of its work, strategic planning in schedule, priorities and necessities, supervision, control and monitoring, expertise in the subject, transparency in implementation, all in harmony with the current laws of the country.

EXPERTISE TO CLARIFY DAMAGES

ANALYSIS OF INSURANCE POLICY, in terms of:

Appointment of the insured and the insurer, identification and monetary quantification of risk, conditions under which the insurer accepts or rejects the isk and limits of liability assumed by the insurer, verification if the damage is expected in the insurance contract.

CHARACTERIZATION OF LOSS:

• Description of when and how it occurred, who was involved and how it ended.

ANALYSIS OF CAUSES AND CIRCUMSTANCES: by inspection, documentation and testimony

• Investigation of; the cause, how it incurred, how it ceased, the scenario, any atypical circumstance, measures taken.
• Description of the work done following the damage.
• Verification of the occurrence of risk aggravation.

MAGNITUDE OF DAMAGE(S): by inspection, documentation and testimony

• Detail of what was lost or damaged, if there was pre-existing damage, the nature of the damage, reproduction cost, budgets, verification of the coverage of the damage in the insurance policy, value at risk.

ASSESSMENT OF  SALVAGES AND THEIR VALUE

RECOMMENDATIONS

EMISSION OF TECHNICAL REPORT OF EVALUATION FOR INSURANCE POLICY PURPOSES